Beware Retailers’ Interest Free Deals

Retailers often offer “interest free” purchases. These “deals” are actually credit cards offered by banks. But these banks can’t make money when the credit they are offering is interest free. So they put obstacles in the way to make it difficult to comply with their terms to ensure that you end up paying them something and they turn a profit.

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Why Age Discrimination is a Growing Problem

All forms of discrimination are disgusting. And employees are entitled to be judged on the merits of their performance, not their race, color, gender, or other irrelevant consideration. But age discrimination is especially egregious for two related reasons.

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Can You Revoke Consent to Receive Debt Collection Calls and Texts?

You ever wonder why a credit card, lease, loan, or other agreement is dozens of pages of tiny print? So they can hide provisions whose sole purpose is to prejudice your rights. I’ve talked in the past about mandatory arbitration provisions and the lengths corporations go to keep you out of court. However, careful consumers need to also keep their eyes open for provisions which grant the business the right to contact them through the use of an automatic dialing system.

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Big Corporations Don’t Want to See You in Court

You probably think that if your consumer rights are violated by a bank, credit card company, or other corporation, you will have your day in court. However, what few consumers know is that many consumer contracts (like your loan, bank deposit, or credit card agreements) contain forced arbitration provisions.

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