Unauthorized and Impermissible Credit Inquiries Damage Consumers

When you take a look at your credit report, do you notice that section called “credit inquiries” followed by a list of companies or names? The credit reporting agency has provided those companies listed in that section with access to your credit report. You probably don’t recognize some of the names listed but simply assume the inquiries are lawful. But the truth is that many of those companies do not have a permissible purpose for accessing your credit report.

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Big Corporations Don’t Want to See You in Court

You probably think that if your consumer rights are violated by a bank, credit card company, or other corporation, you will have your day in court. However, what few consumers know is that many consumer contracts (like your loan, bank deposit, or credit card agreements) contain forced arbitration provisions.

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