You answer the knock at the door and are handed some paperwork which makes little to no sense to you. It seems you’ve been sued. Most people’s initial reaction is panic. And that’s normal. You are about to proceed in a difficult, anxiety-inducing process. But after the panic, you need to reach out to an experienced debt collection defense lawyer. Enright Law represents people facing debt collection actions and prides itself on meticulously combing through the relevant documents and formulating a plan to get you the best possible result. For over a decade, I represented some of the largest debt collectors in the world. Because of this, I am uniquely able to examine all issues from every possible angle. Enright Law’s promise to you is that if there is an applicable defense, we will uncover it and achieve as good a result as possible.
Just because someone is claiming you owe them money doesn’t mean you don’t have rights or defenses available. Debt collectors must not only prove that you owe money, but that they are the person or business to whom the money is owed. Many creditors who have filed suit are unable to provide the necessary paperwork proving that they are entitled to collect. Many of their claims are brought past the applicable statute of limitations and many of their methods of collection (garnishing wages, freezing bank accounts, placing liens on property) are not lawful in certain situations. Their attorneys are ecstatic when you don’t show up or fail to obtain competent counsel.
Collection actions are a numbers game. Collection attorneys file hundreds of collection cases and hope that many of the debtors fail to defend themselves. In fact, many of the creditors purchased the alleged debt for cents on the dollar and know that if they collect on even a fraction of their cases they will profit. With the high volume of cases and the small purchase price of the accounts and debts, it’s no wonder that the paperwork is often lacking. But none of those deficiencies matter if you don’t have representation.
Debt collectors and their attorneys count on you ignoring collection attempts and court cases. They thrive off of your apathy and indifference. Don’t let them. Don’t sit idly by just because you don’t think there is any way to avoid paying or because it’s impossible for you to get time off of work to attend court hearings. Enright Law is ready to defend you against these cases and, where appropriate, raise claims of our own.
I understand that if you’re facing a collection action, times are likely tough. The only thing worse than having to pay a creditor is also paying an attorney on top of it. But I don’t take cases unless I honestly feel that I can assist you. I’m not interested in merely adding to your debt load. I will work with you to come up with a course of action and payment method that makes sense in light of the nature of the debt being collected upon and potential counterclaims we may have. Enright Law offers flat fee defense packages as well as limited representation engagements to minimize your liability and the costs of defense.
If a creditor is threating suit, or has filed a debt collection action against you, contact Enright Law. At your free consultation, we will review your options and figure out the best way to protect your assets and your rights.
Besides legal advice, Enright Law also provides an overlooked service – peace of mind. Once I agree to represent you, I take on the anxiety and the worry for you. You have important things to do and concerns to worry about. Allow me to do the heavy lifting in your debt collection defense so you can focus on the things that truly matter.